Financial infrastructure in Africa is fragmented. Every bank, fintech, and mobile money operator runs their own KYC process — verifying the same 50 million customers over and over. We're building the shared layer that connects them.
We're currently in early development and working with industry experts to build shared KYC infrastructure that reduces duplication, cost, and customer friction.
Here's what happens when a customer opens accounts at three different banks. 3 institutions. 3 full KYC processes. ~$36 in cost. 9 days of waiting.
Duplicate KYC checks performed annually.
Customers lost during onboarding friction.
Spent re-verifying already-verified customers. That's not compliance — that's a broken system.
The obvious question: "Why don't banks just share KYC data?" They've tried. It doesn't work.
Equity Bank won't share customer data with KCB. Safaricom won't share with Airtel. A bank-led consortium will always favor its founding members. Streampli is the "Switzerland of KYC"—neutral, independent, and trusted by all.
Internal bank teams are pulled between core banking, lending, and compliance. Our entire engineering organization wakes up thinking about this problem. No bank can match that focus.
We're not Silicon Valley tourists. Our team has built financial infrastructure across Kenya, Nigeria, and South Africa.
"We started Streampli after watching a $2M internal KYC project fail because no competitor would share data. The problem isn't technology — it's incentives."
"Zero-knowledge proofs let us do something that wasn't possible five years ago: verify without revealing. The cryptography is finally good enough."
"I've been on both sides — regulator and regulated. Streampli isn't about avoiding compliance. It's about making it efficient."
We're building for the long term. Our roadmap follows the natural expansion of African financial integration.
Live with 5+ major Tier-1 banks and pilot fintech partners. Initial network establishing baseline verification sharing.
Extending the network to Uganda and Tanzania. Cross-border verification for EAC institutions.
Native support for government-issued digital IDs (Maisha Namba, NIDA). Biometric root of trust.
Launch in Nigeria and South Africa. Creating a unified continental identity layer supporting AfCFTA.
Streampli is infrastructure, not software. We're building the identity layer for a $100B+ market.
African financial services is growing 12% annually. Every new bank and fintech needs KYC. The addressable market expands automatically.
Every new institution makes verification faster. Once we reach critical mass, building a competing network becomes economically irrational.
Regulators are actively promoting shared KYC to improve financial inclusion. We're aligned with policy direction, not fighting it.
Start with Kenya (we know it best), expand to EAC (shared frameworks), then Nigeria and South Africa. Proven sequencing.
Whether you're a financial institution, regulator, or builder — we want to hear from you.