COMPLIANCE-FIRST INFRASTRUCTURE

Built With Regulators, Not Around Them

Streampli isn't a compliance workaround. We automate reporting for FRC, CBK, and Data Protection authorities — creating transparent, auditable infrastructure that regulators can trust.

Download Regulatory Framework Schedule Regulator Briefing
LIVE_AUDIT_LOG_V2.1
> INIT_HANDSHAKE [Node_241] ... OK
> VERIFY_REQ [hash:8f9a2b] ... PENDING
> CHECK_DB [NID:29384**] ... FOUND
> AML_SCREENING ... CLEAN
> CONSENT_PROOF ... VERIFIED
> WRITE_IMMUTABLE_LOG [Block:921] ... SUCCESS
> _
ALIGNED INCENTIVES

What Regulators Actually Want

Regulators don't oppose shared KYC infrastructure. They've been asking for it. We built Streampli to meet their specific requirements.

Reduced Duplication

Redundant verification isn't just expensive — it's a distraction. Compliance teams drowning in duplicate checks can't focus on actual risk. Regulators want institutions focused on high-risk accounts, not paperwork.

Better Risk Assessment

Individual institutions see fragments. A customer with suspicious patterns at three banks might look fine at each one. Shared infrastructure enables risk signals that individual institutions can't detect.

Complete Audit Trails

Manual processes mean incomplete records. When verification happens in systems, every decision is logged. Regulators get the transparency they need without manual report compilation.

Faster Financial Inclusion

Complex KYC processes exclude the unbanked. Faster, cheaper verification means more people can access formal financial services. This is a policy priority across Africa.

REGULATORY ALIGNMENT

Supporting FRC & CBK Goals

Streampli provides the transparency regulators need without extra manual work.

Reducing Duplicate Checks

By sharing verification status, we help the ecosystem focus on unverified risks rather than re-certifying known good actors.

Improving Auditability

Every verification decision is logged immutably. Regulators get a clear, network-wide view of compliance activity.

Strengthening Reporting

Automated reporting tools ensure that suspicious patterns are flagged across institutions, not just within silos.

Clear Risk-Based Approach

We support a tiered KYC model that aligns with financial inclusion goals while maintaining strict AML standards.

OUR COMMITMENT

Designed for Regulatory Confidence

We provide the technological backbone to support key regulatory objectives:

Financial Reporting Centre (FRC)

Immutable audit logs, cross-institutional pattern detection, and automated STR flagging.

Central Bank of Kenya (CBK)

Licensed institution verification only, risk-based approach support, and stress-tested availability.

POCAMLA / AML Guidelines

Full alignment with Proceeds of Crime and Anti-Money Laundering Act requirements. Enhanced due diligence (EDD) triggers and beneficial ownership transparency.

Data Protection Commissioner

Consent-based access, right to revocation, and architectural data minimization (no PII storage).

FATF Recommendations

Aligned with international standards for beneficial ownership and correspondent banking.

BANK A KYC ORIGIN BANK B CONSUMER AUDIT LOG
COMPLETE TRANSPARENCY

Every Verification. Every Query. Every Decision.

Our infrastructure generates complete, immutable audit trails. Timestamps, cryptographic proofs, and consent records are logged forever.

2025-01-15 14:32:17 | VERIFY_REQUEST | Bank_A | hash:8f9a2b3c... | INITIATED
2025-01-15 14:32:18 | KYC_COMPLETE | Bank_A | hash:8f9a2b3c... | PASSED
2025-01-15 14:32:19 | PROOF_GENERATED | Streampli | proof:zk_29d8f... | SUCCESS
2025-01-15 14:32:19 | CONSENT_RECORDED | Customer | scope:identity | GRANTED
...
2025-01-16 09:15:43 | QUERY_REQUEST | Fintech_B | hash:8f9a2b3c... | INITIATED
2025-01-16 09:15:43 | CONSENT_CHECK | Customer | scope:identity | VALID
2025-01-16 09:15:44 | VERIFICATION_CONFIRMED | Fintech_B | proof:zk_29d8f... | SUCCESS
2025-01-16 09:15:44 | AUDIT_LOG | immutable | block:4821 | WRITTEN
REGULATORY BENEFITS

How Streampli Helps Regulators

Network-Wide Visibility

Individual institution examinations miss cross-institutional patterns. Streampli provides aggregate visibility — suspicious patterns that span multiple institutions become visible for the first time.

Reduced Examination Burden

Audit trails are generated automatically. Examination teams can query verification history directly instead of requesting manual reports. Faster examinations, better coverage.

Policy Implementation

When regulations change, Streampli updates verification parameters network-wide. New requirements propagate instantly instead of institution-by-institution over months.

Financial Inclusion Metrics

Track onboarding volumes, abandonment rates, and verification times across the sector. Real data for policy evaluation, not survey estimates.

AHEAD OF THE CURVE

Compliance That Updates Automatically

FRC_RULESET v2.4
STATUS UPDATING

Immediate Adaptability

When regulations update (e.g. new FATF recommendations), Streampli updates the verification parameters instantly across the entire network. Network-wide alignment in hours, not months.

AUDIT_REPORT_2024 PDF
GENERATION READY

Automated Reporting

Generate granular audit reports for regulators with a single click. Verification volumes, confirmation rates, and exception patterns without weeks of manual compilation.

KENYA_DATA_ACT SYNC
NIGERIA_NDPR SYNC

Cross-Border Standards

Harmonizing identity standards across African jurisdictions to support the AfCFTA vision. One network, multiple jurisdictions, consistent compliance.

REGULATORY ENGAGEMENT

Working With Regulators, Not Around Them

We don't deploy and ask forgiveness later. Streampli has engaged with regulators from day one, operating within sandbox frameworks and maintaining ongoing dialogue.

2024 Q2
Initial CBK sandbox application
2024 Q3
Regulatory sandbox approval
2024 Q4
FRC engagement and alignment review
2025 Q1
Production license application

Regulator Access

We provide supervisory authorities with:

  • Dashboard access for monitoring
  • API access for direct queries
  • Quarterly briefings
  • Suspicious pattern notifications
Schedule Regulator Briefing

Common Regulatory Questions

Does Streampli replace bank KYC obligations?

No. Originating institutions still perform full KYC. Streampli enables subsequent institutions to confirm that KYC was performed, reducing duplication without eliminating the original obligation.

How do you ensure data protection compliance?

We don't collect or store PII. Our infrastructure operates on cryptographic proofs. Data minimization is architectural, not policy.

What happens if a verification was fraudulent?

If fraud is discovered, audit trails identify exactly where the verification occurred. Network-wide alerts can invalidate compromised verifications instantly.

How do you handle cross-border data flows?

Proofs, not data, cross borders. Since we don't transmit PII, standard cross-border data concerns don't apply. Metadata remains resident in relevant jurisdictions.

ENGAGE WITH US

Let's Build Africa's Trust Layer Together

We welcome regulatory engagement. Whether you're evaluating shared KYC infrastructure for policy purposes, conducting examinations, or exploring supervision frameworks.

Download Regulatory Framework Schedule Regulator Briefing Request Examination Access
* Streampli facilitates compliance but does not provide regulatory advice. Institutions remain responsible for their own compliance obligations.